Financial and Insurance Information


At Bay State Oral Surgery Associates, Inc. we take majority of insurancs plans including but not limited to Delta Dental, Blue Cross Blue Shield, Metlife, Cigna, Altus…


Dental insurance is not like health insurance. Dental insurance is based on a contract between the employer (or plan sponsor), the insurance company and you, who bears full responsibility for settlement of your financial obligation to our office. Most contracts have limits and/or various degrees of co-payment.


We will make every effort to provide you with a reasonable estimate of what your plan is likely to pay. Unfortunately, because of such things as maximums, deductibles, non-covered procedures, etc. calculating the exact coverage is impossible. Dental plans may cover as little as 0% or in rare cases as much as 80% of dental services.


At the time of office visit, your portion of the payment responsibility is only an estimate. Our office will perform a benefit check to assess your benefits under your plan and submit  the insurance claim on your behalf. The amount of the actual financial responsibility is determined by your dental insurance company after the claim has been filed.Most insurance companies will respond within four to six weeks. If there is a balance after your insurance has made the final payment, a statement will be issued. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.


We work hand-in-hand with you to maximize your insurance reimbursement for covered procedures. We make every effort to provide you with the finest care and the most convenient financial options. Our office accepts Visa, MasterCard, Discover and American Express. We are pleased to offer the following payment plan, which is available with no money down and no interest for 12 months or less. Click on the link for more information about Care Credit.

Please remember you are responsible for all fees charged by this office regardless of your insurance coverage.

If you have any questions regarding your insurance and account, please contact us at 508-755-0008 Monday through Friday from 8:00am to 4:00pm. Many times, a simple telephone call can clear up any misunderstandings.